Are you here because you just got contacted by MBA Law? If the answer to the question is yes, you may be wondering whether or not this one is a legit debt collector. So, is MBA Law a legit debt collection? Read the following to find out the answer.
Overview of MBA Law
Details:
- Address: 1313 N. Travis., Suite 103 Sherman, TX 75092
- Phone number: (866) 945-8627
- Fax: 903-93-4157
- Website: https://www.law-mba.com
- Open hours: 8 AM – 7 PM (Monday – Friday), 8 AM – noon (Saturday)
MBA Law refers to Mitchell D. Bluhm and Associates, LLC. It is the name of a debt collection agency. Unlike most debt collection agencies who focus on collecting consumer debts like credit cards and so on, MBA Law specializes in collecting medical debt. Another thing that makes it different from the common debt collection agencies is that it represents third-party creditors who have purchased medical debt from original creditors such as healthcare providers, as described on its official website. The process of collecting medical debt is usually started by this agency by sending mailing letters or notices to those with unpaid medical bills. Upon receiving a mailing letter or notice, these people must validate their debt by contacting MBA Law. If the debt is proven to be valid, they can discuss with MBA Law about the available options.
Legitimacy of MBA Law
For anyone who is wondering about the legitimacy of MBA Law, there is no doubt about it. MBA Law is a legit debt collection agency. It has been in the industry for 15 years or since October 31, 2008. While it is not BBB-accredited, it receives a B rating on the official website of Better Business Bureau or BBB. As for its customer reviews, it receives 1.11 stars out of 5.
Verifying the Legitimacy of MBA Law
If you want to verify the legitimacy of MBA Law, you can check the following:
- Business credentials: You can verify the legitimacy of MBA Law using its contact information, including its physical address and phone number.
- Better Business Bureau (BBB) rating: Apparently, MBA Law is listed on the official website of Better Business Bureau or BBB. On the website, you can verify the legitimacy of this debt collection agency by checking out its customer reviews and dispute solutions.
- State licensing: If MBA Law is legit, it should have a license to operate in your state because it is a requirement for many debt collection agencies. So, to verify its legitimacy, you can just check its state licensing.
Customer Reviews and Complaints
If you want to know how legit MBA Law is, you may also want to check out the reviews and complaints given by the customers. These things can be found on Mitchell D. Bluhm and Associates page on the official website of Better Business Bureau or BBB. Here are some of them:
Review:
- “Scam. Was told I owe hospital bill debt even though i had 2 insurances that fully covered my ER visit. Staff that took care of me at ER even said I owed nothing.” – Dominic S
- “DO NOT FALL FOR THIS SCAM!!!! I owe no debits and even called the the hospital to confirm. They have never even heard of the company and also told me it was a scam. Read the reviews below. Every time you call the office its a new person and you get to enjoy cussing them out on the phone. If you are having a bad day, give them a ring and let em have it :)” – Aaron S
- “Please do NOT pay this scam. These people have stolen your medical information and history and then wait years later and try to claim that you owe money. DO NOT PAY. Do not answer the phone when they call and do NOT open their emails (could contain malware).1. Do your research, ****** the address that they provide. There is no law firm there. 2. Look up the firm on the ***** bar if they are registered in *****. They are not registered. 3. Call the hospital DIRECTLY where you had services and ask for a complete bill. You will see 100% of the time that MBA Law is not legitimate. The hospital will have no idea who MBA Law is!This is a common scam going around now. Be careful!” – Andrew R
- “This SCAM of a business doesnt even deserve one star. There was a breech in my local hospital system and this “law office” somehow obtained private patient information and were claiming a certain procedure done during surgery was out of network. Upon calling the office that the Law Offices of MBA claimed performed this procedure (that was outsourced from the hospital), they told me they were never even affiliated with that hospital and this was about the 200th call they’d received about this exact thing. All starting in December 2023 when there was a breech in the hospital system. I’m sure people thought this was legit and paid thousands of dollars to this “law office.” THEY ARE CROOKS and need to be shut down immediately.” – Mal K
- “I got a phone call from them a couple weeks ago and I asked them for proof and itemized bill from Saint ******** hospital. They said they would get it out to me which I never received when I called them and asked them they said they sent it call the post office, they placed A negative report on my credit bureau reports I had perfect credit until this happened. I explained to them that *** paid all the money that I was supposed to pay out for the physical year and will send me proof of ****. I want them to take this off my credit report or take me to court I dont like being bullied into paying money that I dont feel like I should have to pay. They were very rude to me on the phone when I tried to ask him questions and I feel like its a fly-by-night company. Just trying to take money from somebody that doesnt owe and hold me hostage with my credit bureau report. Thats not right Im on fixed income and I cant afford to pay Bills that I dont know.”– Don R
Complaints:
- “This business continues to text me attempting to collect a debt my insurance company already paid to a hospital. The debt has been closed out by the hospital and this debt collection agency is now attempting to settle the claim for less than half the original amount.”
- “This company has been sending me text messages stating that I owe money on a hospital bill. I informed them that the bill has been paid by my insurance company. Now they have put this so called debt on my credit report. I called the hospital and they do not have a a record of this bill. This company is a scam. I want them to remove this incorrect debt from my credit report immediately!”
- “I receive ceaseless spam from “Law Offices of MBA”, about an amount owed of $1863.The same company has also reported negative to two credit bureaus – Experian and Transunion.I do not recognize this amount and this company.I would like to discuss the purported bill with them, but I’m unwilling to give my DOB, social security number, and all kinds of other personal information to an unknown compnay over the phone.”
- “Law Offices of MBA, a Debt Collector, has been texting me for several months now offering debt settlement (“Pay $863.00 to resolve your balance”) for an unknown account. No other information is offered except for a phone number and website for payment. It is my understanding that this company is a third-party debt collector for medical bills, but even if this is a legitimate debt, how would I know that without any information regarding the creditor? I have no outstanding medical bills and was not made aware of the nature of this debt through any correspondence and now it is showing up on my credit report. I am requesting this be removed as there is no evidence of where this debt came from and I am not responsible.”
- “A collection has been added to my transunion credit report and lists MBA Law as the original creditor on 06/14/24 for *******. I have never entered a contract with MBA, so this information within itself is inaccurate. I also have no debt of any kind in the last seven plus years, including medical debt, that has gone to collections. This collections account is invalid. I have filed a dispute with *********** and I will be filling a complaint with the Texas Attorney Generals office. Based on the other complaints here on BBB and other websites this company doesnt seem to be legit. I want this collection account removed immediately from transunion credit report and closed with MBA law. I want a letter sent to me confirming that the account is closed. Do not contact me or anyone else in my family about a debt that isnt owed. The account should not be reopened or sold at any point in the future.”
Bottom Line
In conclusion, MBA Law is indeed a legit debt collection agency. Even though it is not BBB-accredited, it receives a B rating from Better Business Bureau or BBB. However, it seems like many customers are not satisfied with this agency seeing from its low rating and the amount of complaints it receives on the website.
